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Published with permission from RISMedia.
Creating a nostalgic feel is the perfect way to recall a bygone era and can be done in any room with these items. Jukebox A mint-condition jukebox is an entertaining statement piece that will never go out of style. Vintage Cameras Arranging vintage cameras from different eras on a shelf is likely going to evoke a response from visitors young and old. Arcade Games Create a fun vibe with arcade games and pinball machines, while also introducing your kids to a game that you can actually beat them in. Record Players Record players have proven to be irreplaceable thanks to their distinctly rich sound and beautiful aesthetics. Vintage Refrigerators Whether you put it in your kitchen, game room or garage, a vintage refrigerator lends an old-timey feel and pop of color to any setting. Published with permission from RISMedia.
Losing a credit card can lead to all kinds of problems, especially if you don’t act quickly. Whether it’s lost or stolen, a credit card out of your control could be used to ring up fraudulent charges or even steal your identity, both of which could leave you with a bigger credit card bill to pay. More than 133,000 people filed reports with the Federal Trade Commission (FTC) in 2017 stating their personal information was misused on a credit card account or was used to open a new one, according to an FTC report. The first thing you should do if your credit card is lost or stolen is call the issuer and report it missing. The sooner you report it missing, the more you’ll be protected from fraudulent charges and your information being used by an identity thief. Under federal law, if you report a credit card as missing before it’s fraudulently used, you’re not responsible for any unauthorized charges; however, if a card is used by a thief before you report it missing, you could be responsible for some of those charges. The maximum liability amount is $50 under federal law, although some credit cards offer zero liability. If your card wasn’t stolen, but your credit card number was, you aren’t liable for any unauthorized charges. How to Report a Missing Card Your credit card statement has instructions on how to report a missing card. Most companies have 24-hour, toll-free numbers. If your spouse has the same credit card, the phone number will be on the back of their card. Call your issuer as soon as you realize your card is missing. Even if you think you might have misplaced it, you can still call your credit card company and ask them to suspend charges immediately (but temporarily) until you can determine if the card is really missing or if you’ve left it in the car or find it elsewhere. Once you’ve determined that the card is gone, file a report by phone and follow the credit card company’s instructions. Also, be sure to follow up with a letter to the company, providing your account number, date you noticed the card missing, and the date you filed the report. The Federal Trade Commission recommends keeping a copy of your letter and sending the letter by certified mail with a return receipt. You should also check your card statement carefully for transactions you didn’t make and report them to your card issuer as quickly as possible. After you’ve reported a missing card, your card issuer will send you a new card, usually within a few days and sometimes overnight. If you have automatic payments tied to your credit card, such as for a phone bill, you will want to either call your creditors or go online and update your accounts. Published with permission from RISMedia.
Published with permission from RISMedia.
Here are several home features that every pet owner can benefit from. Proper Floors and Fabrics Choose a hardwood thats particularly durable and resistant to scratches, such as ipe or cumaru, paired with performance rugs. Pet Camera Installing a pet camera allows you to keep a watchful eye on your pets at all times. Pet-Washing Station Easily keep your pets fresh and clean with a well-designed area that includes a handheld shower sprayer, tile floors and proper drainage. Air Purification Installing an air purification system that helps to remove smell, as well as dander, can make a huge difference. Published with permission from RISMedia.
Published with permission from RISMedia.
Being an entrepreneur has many benefits that are worthwhile skills to teach children. Being your own boss can give you control over your future, as well as provide self-confidence, accomplishment, resilience and independent thinking, among other things. If your kids arent already in business for themselves, here are some ways to encourage them to at least think about it: Discuss What They Enjoy You probably do this anyway as a parent, but talk to your children about what theyre naturally good at and what they enjoy; it should help them figure out what type of business they may want to start. If theyre good at math, maybe they could work as math tutors to younger students. If they love dogs, then a dog-walking business might be a good way to try out their skills of gathering clients. Expand Their Network Widening a child’s circle of friends, mentors and others who are entrepreneurs"or those who are pursuing their passions"can show children how to start a business and how rewarding it is. Help them find kids their age, as well as adults you know who have started successful businesses. Connect them with people who will show them that dreams are possible and will encourage their business ideas along the way. Dont shoot down your child’s idea when they come to you for advice. Help them figure out how to make it work and let their enthusiasm build. Help Them Identify Needs Every business is looking to solve a need or a problem. Teach your children to identify these as chances to make money. These unmet needs can be at home, in school, around the neighborhood or throughout the world. Do they see a problem they can help fix? Encourage children to think of ways they can help out around the neighborhood at various times throughout the year, or as the holiday season approaches. Money Skills Giving your kids an allowance for doing chores around the house teaches a good work ethic, but it probably doesnt do much to improve their entrepreneurial skills or teach them how to deal with money. Help them set up a savings account at your bank and show them the value of saving up for something they want"whether it be a short- or long-term goal. Encourage them to save at least half of the money they earn and to have fun with the rest. After all, if theyre not enjoying the money theyre making, theyre not seeing all the benefits of running a small business. Published with permission from RISMedia.
Here are a few tips to better organize your living space. One Room at a Time Decluttering your entire home can be a daunting task, so its best to tackle one room at a time. Identify the Nonessentials Consider whats essential and whats not. If you can live without it, toss it, or better yet, donate it! Curate the Surfaces Countertops, tables and shelves tend to bear the brunt of a disorganized living space. A Place for Everything Once youve identified a designated place for everything, make the effort to develop good habits to maintain organization. Hide the Wires Whenever possible, go with wireless technology to keep the ambience feeling streamlined. Published with permission from RISMedia.
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